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Ralphie Bruber

Joined: 07/18/2014 Posts: 8999
Likes: 3468


Learning a little history will help you: look up redlining.


(Snip)

In the 1960s, sociologist John McKnight coined the term "redlining" to describe the discriminatory practice of fencing off areas where banks would avoid investments based on the racial makeup of certain communities. During the heyday of redlining, the areas most frequently discriminated against were black inner city neighborhoods. For example, in Atlanta in the 1980s, a Pulitzer Prize-winning series of articles by investigative reporter Bill Dedman demonstrated how banks would often lend to lower-income whites but not to middle-income or upper-income blacks. The use of blacklists is a related mechanism also used by redliners to keep track of groups, areas, and people that the discriminating party feels should be denied business or aid or other transactions. In academic literature, redlining falls under the broader category of credit rationing.

(In response to this post by 1962Buff)

Link: Redlining…..


Posted: 07/21/2021 at 11:33AM



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